Businesses across America are TAKING CHARGE of their payment processing fees by virtually eliminating them completely!

Would you like to pay almost ZERO in monthly processing fees?

As consumers cash in on ever-increasing Rewards Points, the profits of merchants continue to sink.
We think it’s time for a practical solution for cost-conscious businesses.

Take Charge Program Advantages

Merchants are moving to CASH pricing models

Government and gas stations take advantage of this, why shouldn’t you? This pricing model is giving merchants a reasonable option to virtually eliminate payment processing fees.

No more annual rate increases and hidden fees.

Cards rates will continue to increase as time goes on meaning ever-increasing fees for you to accept credit cards. With the Take Charge Program, your fees will always be covered despite increasing rates.

Take Charge allows you to be MORE competitive

Take Charge pricing allows you to keep your cost of goods low, while your competition has to increase due to increasing processing fees.

Take Charge of Your Processing Fees High-rate rewards cards are costing merchants a fortune. Start Taking Charge by virtually eliminating those fees and rewarding your cash paying customers.

Tailored For Your Industry Take Charge offers one of the most well-rounded merchant programs in the market. We've got solutions for every industry.

Restaurant & Bars

We have many solutions that work well for restaurants! From pay at the table solutions to countertop terminals. Take Charge works with all of them and will save you big time!

Auto Repair

Repair shops all over America have benefitted from using our program and save tremendous amounts of money using Take Charge.

Hair/Nail Salons

Hate paying those high rates for processing at your hair salon? Are you not accepting credit cards at all because of the associated fees? Take Charge will allow you to take cards with virtually no fees at all!


We offer simple and robust POS solutions ideal for use with the hospitality industry. We’ve even partnered with online booking sites to offer Take Charge through their platforms!

Liquor Stores

People want their liquor, they don’t mind paying a few cents extra to cover the processing fees.

Service Industries

Take Charge works well for practically any service industry.

NEW! Take Charge Anywhere App Take Charge Anywhere is the ONLY Mobile Processing Solution Built EXCLUSIVELY for the Take Charge program!

Equip your merchants to process the Take Charge program on the go!

Tap or Click the button below to learn more about our Take Charge Anywhere Mobile Application. The site is a template we offer to our new sales agents like yourself to help them sell Take Charge Anywhere!

Take Charge of Your Processing Fees High-rate rewards cards are costing merchants a fortune. Start Taking Charge by virtually eliminating those fees and rewarding your cash paying customers.

Frequently Asked Questions If you would like to discuss your questions with us directly? Give us a call at 1-804-585-6352.

The flat rate Take Charge program has evolved from The Durbin Amendment.

The Durbin Amendment is Section 920 in the Dodd-Frank Wall Street Reform and Consumer Act, which is part of the broader Financial Regulation Reform and Consumer Act passed by the Senate in May 2010.

July 21, 2011, merchants can impose a $10 minimum on credit card transactions. This was previously banned in VISA® and Mastercard® merchant agreements.

This is probably the most common question asked. The answer is very simple and not hard to understand.

Explain to your customer that this is not a FEE for paying with a credit card, but rather an incentive to pay with CASH. The Non-Cash Adjustment Rate simply covers the increasingly high cost of credit cards, which is waived when you pay with CASH.

No problem whatsoever!

If at any time you wish to go back to paying all of the fees yourself we will be happy to put you on our standard processing platform. We can’t guarantee what the rate will be at that time as there will be another Visa/Mastercard increase taking place in April of 2018.

Visa/Mastercard requires that a visible disclosure be present in the business. These rules were established by the card brands in 2013. If you do not properly disclose your participation in the program, you are in violation of Visa/Mastercard guidelines and could be subject to penalties up to and including having your merchant account privileges revoked.
As big brand stores partner with banks to issue Rewards Cards we continue to see an increase in competition to provide better Reward options. The bottom line is merchants pay for these programs through processing fees. The people use these types of card the more rates will rise.

We are in no way trying to discourage any consumer from using such a card but merchants must at least understand that the more often these are used, the more processing fees they will pay.

The basis of our program strives to create balance and no penalized card paying customers but only make them responsible to share in the increase of cost as they use more of these types of cards.

In order to provide this service, we must provide qualified equipment to process payments for the discount. The terminal we provide features unique software that permits the Cash Adjustment to take place. Every customer receipt will show a line item for the Cash Adjustment.

You can lease, buy, or rent your credit card processing equipment from us.

Stephen Felts
National Sales Manager

Phone: 1-804-585-6352
Location: Quinton, VA